Am I covered?
It depends. You’ll likely get insurance coverage if there was some unexpected accident or weather related events out of our control. Some policies pay up to the full cost to repair your roof at current prices. This is called replacement cost coverage. Some policies pay less if the roof is older or showing wear. This is called actual cash value coverage. Coverage will always depend on where you live, your policy, and the cause and extent of the damage.
What Do I need to File A Claim
If your roof has suffered significant damage and qualifies for insurance coverage, you will need to submit a claim. We always suggest you document the damage to make the best case for yourself. Take plenty of photos of the interior as well as exterior of the damage. If a hurricane or heavy storm hit the area, find a reputable news articles or weather reports to back up your claim. If you have questions, were not insurance agents but we might be able to point you in the right direction.